Aleem Visram is co-owner of Multi Insurance Retirement and Financial Planning Inc, a company that has been in the Financial Services industry for nearly 20 years. Aleem is a registered mutual fund salesperson with Carte Wealth Management Inc., a mutual fund and exempt market products dealer in Ontario and a mutual fund dealer in Quebec. Aleem is proud to be a part of an independent company providing professional service and unbiased advice.
In his role as a Financial Advisor, Aleem helps busy professionals and businesses make informed financial decisions by guiding them though their financial options. Aleem uses an innovative “360″ approach to provide his clients with an assessment of their current financial position and a holistic financial plan to meet their future goals.
Aleem is a Certified Financial Planner by the Investment Funds Institute of Canada (IFIC) and a Licensed Life Insurance Agent. Aleem has conducted seminars for the Richard Ivey School of Business Alumni Association and investment, retirement and education planning seminars for the Ismaili Economic Planning Board (EPB).
Before joining Carte, Aleem worked as a Manager for several Global Fortune 100 companies, including Pfizer, American Express, Kraft, Novartis and Tata Beverages. Aleem is also a part-time professor at the Schulich School of Business at York University. He won the prestigious 2012 Teaching Excellence Award, the largest teaching award in North America. Aleem graduated on the Dean’s List from both the HBA and MBA programs at the Richard Ivey School of Business at the University of Western Ontario. Aleem also volunteered as the Marketing Director for the World Partnership Walk and as a Board Member for the Network of Indian Professionals (Net Ip) Toronto.
"The Plan itself is nothing....the fascination lies in the planning." - Sir Winston Churchill
I specialize in working with businesses and professionals; take a look below at my 360º process to see how I can bring value to your financial circumstances.
I believe it is imperative to take the time necessary to learn who you are and what is important to you. I keep abreast of the many changes that constantly take place in the financial world so as to be well prepared to assist you in achieving your goals.
Cash flow is the first area of every financial plan that needs to be carefully examined. Maintaining a positive cash flow is the key to creating a solid foundation to build on when striving to meet your financial goals.
Once cash flow is properly managed, protecting yourself is the next step in a financial plan. Here I look at ensuring that you will remain financially secure regardless of any unforeseen events occurring in your life.
After having created a solid foundation for your financial well-being, the next step is investment planning. Through asset allocation and risk tolerance models I will assist you in reaching your short and long-term investment goals.
The last area to address in your financial plan is the estate plan. Here I ensure that your Will and Powers of Attorney are current. I also assess whether or not your affairs will flow tax effectively to the beneficiaries of your estate.
PREVIOUS ASSOCIATIONS THAT HELPED TO GATHER EXPERIENCE
Aleem is a great guy, very dedicated to and passionate about his work. He impresses me as capable and competent.
Great to deal with. Will take the time to understand your needs and explain products and strategies in detail.
Aleem has a wonderful personality, works well with his clients and above all is honest and totally trustworthy. He is always committed to what he does and has suggested good, sound investment proposals for me. I thoroughly recommend him for his services.
Aleem is very knowledgeable about mutual funds and why choosing the most suitable ones for our retirement portfolio is very important. We were quite satisfied with his personable approach and integrity.
Aleem is a very knowledgeable and conscientious advisor who takes a long term view with clients. He has been fantastic at providing excellent recommendations while taking into consideration all aspects of a client's situation. I would strongly recommend him as a solid long-term partner for insurance advice and needs.
I would highly advise that anyone looking for long term financial planning or life insurance meet with Aleem. His friendly personality and expert advice made me feel at ease with my RRSP investments and life insurance plans. I trust Aleem`s judgement and would only ever consult with him on any of these issues. He definitely has a client for life with me.
Aleem was a great broker and advisor. Provided sound suggestions and directions in to which paths best enhanced my position. Excellent follow up and follow through. Reliable, excellent rapport and relationship building. Would highly refer to others as well as looking forward to continuing his role as my broker.
Aleem is a young, energetic and ambitious proponent of changing the nature of marketing to existing and prospective clients within the Financial Services Industry, by leveraging social media. In addition, he teaches what he preaches as an Assistant Professor at York University passing on techniques and knowledge to new students entering the business community. I recommend Aleem as someone with vision and drive to take advantage of new approaches to traditional problems.
FINANCIAL PLANNING FOR THE FUTURE...
Currently available at:
Carte Wealth Management Inc. (Head Office)
Visit www.cartewm.com for more details.